Inheritance Tax Planning

Contrary to the belief of some, Inheritance Tax not only affects the very rich, but other people may be liable without realising.

Few taxes are quite as emotive – or as politicised – as Inheritance Tax.

The structures into which you transfer your assets can have lasting consequences for you and your family.


At Barwells Wealth, we can help you choose structures and trusts designed to protect your assets and give your family lasting benefits.

We cannot stress how important making a Will is, as without one all decisions relating to your affairs will be made by the state – this includes who looks after your children. If you were to die without having made a Will, the surviving spouse will not automatically inherit the estate but only a part of it, even if you were married with children. Furthermore, without taking court action, common law partners would get nothing.

Effective estate planning is about getting the right balance between maintaining access to your money when you need it and saving tax. This is because, in general, the more tax-efficient a solution is, the less access you have to your assets. Safeguarding you and your family’s financial future is very important, and giving too much away could put this at risk.

Estate planning, trust planning, tax planning and Will writing are not regulated by the Financial Conduct Authority.

What We Do

Pensions
Pensions

One of the biggest goals in life is a happy, comfortable retirement. At whatever age you plan to stop working, you will want to ensure you have enough money to go with your new-found freedom. Perhaps your aim is to have paid off your mortgage, go travelling or buy that dream holiday home.

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Investments
Investments

Typically, many of our clients may want to invest money on a regular basis to build up a capital sum for the future. You might be planning for your retirement, looking to generate investment income to top up your pension or saving for a deposit to buy a property.

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Equity Release
Equity Release

We all look forward to the day when we can stop or cut down on the amount of time we spend at work and all of the things we’d like to do once we’ve retired. If you're facing a pension shortfall or need to meet an unexpected expense, equity release may be an option to consider.

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Savings
Savings

Generally, most of us think of saving as putting money aside with no risk, possibly using a bank deposit account, whereas investing conjures up the thought of taking some risk with our money for potentially greater returns. Essentially, both are about creating wealth for the future.

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