Your journey

In your first meeting with your adviser, you’ll explore the issues you face and your goals for the future, both financial and personal.

This first stage is as much about you getting to know us as it is about us getting to know you. It’s your opportunity to work out if you’d be happy to work with our team on a long-term basis and if you feel you can trust in our expertise.

Whatever you decide, you’re in control. There’s no obligation to proceed past this stage, and there’s no charge for our first conversation.

Once you’ve told us about your circumstances, we’ll use our expertise to discover more about your finances and existing arrangements.

Our team will look at any investments, pensions, or other financial products held in your name, really drilling down into the details and specifics. This all happens in the background, so there’ll be no drain on your time or attention, and you can continue focusing on life’s other priorities in the meantime.

The more we discover about your situation, the better position we’re in to make recommendations.

In stage three of the process, you’ll get a full financial plan that’s tailored to your requirements with our expert recommendations.

Your plan will take into account everything you’ve told us and everything we’ve discovered about your circumstances. In your planning meeting, we’ll talk you through our recommendations in plain English and answer any questions you might have.

Our recommendations will include the products and solutions our experts think will help you achieve your goals in the best and most appropriate way.

If you’re happy with some or all of the recommendations made in your financial plan, we can implement them on your behalf.

Implementation involves contacting product providers to put arrangements in place. Our team will handle all related administrative tasks, and though there may be a handful of forms for you to complete, we’ll try to keep disruption to a minimum.

Every step of the way, we’ll keep you updated on the progress of any applications and let you know once the key elements of your plan are up and running.

Your plan is designed for long-term prosperity, not quick wins, and we’ll be by your side throughout to offer our continuing support.

No one can predict all of life’s twists and turns, and when the unexpected happens, plans need to change. Your financial plan is no different, and with our support, you can make sure it accurately reflects your current circumstances or that any necessary tweaks are made.

You’ll be kept updated on progress at regular meetings, which are usually held annually but can be arranged however suits you best.